Write about your approach to budgeting.
Hello my friend, how are you doing today? I hope you are having a fantastic day. Today is Saturday and I wish you a great weekend ahead.
Budgeting is a typical task. We have to understand the each component and keep buffers. Well that is my budgeting strategy. Quite perfect right?
Yet, I demonstrated bad personal financial management since so long. Sometimes I feel it was the need of that hour, sometimes I think I could have done better.
Never the less, this means I needed to improve in future, and so I am trying. It is never late to start again in the right direction. It is painful for sure. 🙂
I wish you a great financial management in future, may you always stay in the position of strength. My love.
Keep at it, keep building.
~R
An Observer 
Write about your approach to budgeting.
Three items first come to mind.
Pay off credit cards immediately. Avoid using checks for scam reasons. Make use of online banking resources available to make evaluating your debts and assets easier.
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Thanks Usfman, for sharing your insights. They are very relevant and important. I wish you a great day ahead.
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Think of how you would support a 97 year old mother with a limited budget and ideas may pop up in your mind.
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Haha! Nice idea, my friend.
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